∗ Legal · 03 · Risk Notice
Risk Notice
Last updated: 2026-06-01
Cryptocurrency trading carries the risk of total loss.
YouFi is a software tool. It is not investment advice. We do not hold your funds, we do not execute trades for you, and we do not promise any financial outcome. Strategies you design — whether backtested, paper-traded, or signed to chain — can lose money, including all of it. Do not use YouFi to trade money you cannot afford to lose.
01YouFi is software, not financial advice
YouFi is a non-custodial software platform that helps you design, backtest, paper-trade, and (in later product phases) sign your own on-chain transactions. We are not a broker, dealer, investment adviser, asset manager, payment institution, money-services business, or any other regulated financial intermediary.
Nothing on this site or in the YouFi application is investment advice, a personal recommendation, a solicitation to buy or sell, or a representation about the suitability of any asset for any person. All decisions about whether and how to trade are yours alone.
02Backtests are historical simulations
A backtest replays a trading strategy against historical market data. It is a simulation, not a forecast.
- Past performance does not predict future results. Markets behave in ways that historical data cannot anticipate.
- Real execution involves slippage, latency, transaction fees, gas costs, MEV, and liquidity constraints that a backtest cannot perfectly model — even with our fee, slippage, and MEV settings enabled.
- Overfitting is real. A strategy that performs well on past data may have been over-tuned to that specific period and may underperform live.
- Backtest engine bugs exist. We work to fix them, but we make no guarantee about the accuracy of any specific result.
03Paper trading is simulated trading
Paper trading uses live market prices but simulated fills. No real capital changes hands. Real markets — especially decentralised exchanges — behave differently from simulations: slippage is worse during volatility, gas costs spike, and orders can fail to land at the price you expected.
A strategy that profits in paper trading is not guaranteed to profit live.
04You sign every on-chain transaction
YouFi is non-custodial. We never hold your funds, your private keys, or your wallet's seed phrase. Every on-chain transaction is signed by you, using your own wallet, on your own device.
This means:
- You are solely responsible for safeguarding your wallet
- You are solely responsible for reviewing each transaction before you sign it
- If you sign a malicious or mistaken transaction, the result is irreversible — no one can recover the funds
- If you lose your seed phrase, your wallet and any assets in it may be lost forever
05Tax is your responsibility
You are solely responsible for understanding and complying with all tax obligations in your jurisdiction arising from your cryptocurrency activity. We do not provide tax advice, tax reporting, or tax forms. If you are unsure, consult a qualified tax professional.
06This is alpha software
YouFi is in closed alpha. Features may break, change, or be removed. Your strategies and data may be lost. Bugs may produce unexpected results. We document changes where we can and provide updates where reasonable, but the service is provided "as is" and "as available" per our Terms of Service.
07UK users
YouFi Ltd is a UK-incorporated company (Companies House No. 12931597) that is not authorised by the Financial Conduct Authority (FCA).
We are not registered as a UK cryptoasset firm under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 ("MLR 2017"). We do not provide regulated financial services. YouFi is a software tool that provides information only; we have assessed that nothing on this site constitutes a "financial promotion" within the meaning of section 21 of the Financial Services and Markets Act 2000 ("FSMA") or an "invitation or inducement to engage in investment activity" under the Financial Promotion Order 2005 (SI 2005/1529). Information on cryptoasset risks is available from the FCA at
fca.org.uk/consumers/cryptoassets.
08Sanctions and restricted jurisdictions
YouFi may not be used by residents or citizens of any jurisdiction subject to EU, US, UK, or UN sanctions, or by any person whose use of cryptocurrency software is prohibited by local law. By using YouFi you confirm you are not in any such jurisdiction and that your use is legal where you live.
09Where to get help
Compulsive trading can become harmful. If you find yourself losing more than you can afford, or trading impulsively against your better judgement, please pause and seek support:
10Questions about this notice
Email [email protected], or write to YouFi Ltd, 57 Westbourne Terrace, Reading, RG30 2RP, United Kingdom.